Harshal has been super helpful for the purchase of 2 homes over the last 2 years. He is knowledgeable, client focused, and willing to go above and beyond where required. He understands the mortgage process inside out and makes suggestions and recommendations which are in the client's best interest. I will 100% recommend going with him for all your mortgage needs.

Harshal was helping us until last second. My husband and I really appreciated all the effort he put on us. He showed professionalism and interest with great results.

Harshal is a fantastic advisor and works very hard to give you the best advice and counsel, and gets great results. Highly recommended.

Harshal has been my broker for many years and has organized many loans for me in that time. He is always happy to spend extra time talking through scenarios and finding you the best rate, as opposed to other brokers I’ve had where you are just a number.

Thank you for helping us with the recent re-finance. Despite the lockdown we were able to virtually meet, assess our needs and get better mortage deal than we had before. Thank you Harshal !

Arj & Harshal are incredibly professional. They had my best interest at heart and worked hard to make sure I received the best interest rate possible. They both went out of their way to get me a real good deal for refinancing my home loan. You can tell they love what they do, because they unexpectedly went above and beyond. Would definitely recommend APS to anyone I know looking for a mortgage broker to help them finance a home loan. ⭐️