Whether you are looking to purchase a new car for personal use or an asset for business purposes, let our experienced team of mortgage brokers find you the best loan for your car & asset finance at the most competitive rate.
It is vital that our lenders offer financial flexibility on the car or asset you desire with fixed and variable rates, secured or unsecured loans and more. We will select the best loan term result after carefully analysing all features involved such as the comparison rate, interest owed on the amount borrowed, fees involved, whether short term and long term loan repayment work best, and loan conditions.
Not only have we built a strong relationship with a number of lenders, banks and financial institutions to guarantee the most competitive offered rate for your loan, we will negotiate the best possible price through our experience in working with a number of buying services providers such as dealerships and more.
Your Car & Asset Finance options:
- Commercial Hire Purchase
- Chattel Mortgage
- Finance Lease
- Operating lease
- Novated Lease
APS Advisory Group’s six tailored step process to get the car and asset loans you want:
1. Research and Identify the right lender and product
We determine exactly how much you can borrow and identify the most competitive rates after carefully analysing all options from lenders.
2. Calculate the serviceability
We analyse and calculate all aspects to give a clear indication of what is involved with your loan: interest rate, monthly repayments, application fees, ongoing fees, loan features, loan terms, etc.
3. Complete all necessary application forms
We help you fill out the loan application and prepare all documents necessary to submit to the bank or financial institution for loan approval.
4. Collect the required documents
We look over the lender’s pre-approval and carefully review the loan agreement.
5. Guide through to settlement
We contact your conveyancer or solicitor to arrange a settlement date, and assist in signing all the documents involved including contracts and government mortgage documents.
6. Monitor the loan with regular reviews
We assist you shortly after your settlement to make sure that the loan repayments are being processed correctly, regularly keep in touch to make sure everything is running smoothly.
1. Research and Identify the right lender and product
We determine exactly how much you can borrow and identify the most competitive rates after carefully analysing all options from lenders.
2. Calculate the serviceability
We analyse and calculate all aspects to give a clear indication of what is involved with your loan: interest rate, monthly repayments, application fees, ongoing fees, loan features, loan terms, etc.
3. Complete all necessary application forms
We help you fill out the loan application and prepare all documents necessary to submit to the bank or financial institution for loan approval.
4. Collect the required documents
We look over the lender’s pre-approval and carefully review the loan agreement.
5. Guide through to settlement
We contact your conveyancer or solicitor to arrange a settlement date, and assist in signing all the documents involved including contracts and government mortgage documents.
6. Monitor the loan with regular reviews
We assist you shortly after your settlement to make sure that the loan repayments are being processed correctly, regularly keep in touch to make sure everything is running smoothly.