News

It’s Time For A Home Loan Health Check

November 16, 2021
Get Your Home Loan Approved in 2021

November 16, 2021
FREE Home Loan Review & $50 UberEats Voucher!

September 29, 2021
Property Investors: Post-Lockdown Market Boom

September 28, 2021
Refer A Friend & Receive $500!

August 24, 2021
Sydney house prices expected to slow down

August 24, 2021
New Home Government Grants Available July 2021

July 19, 2021
REFINANCE: Fixed Rates At Under 2%

July 19, 2021
The Property Market – It’s An Investor’s World

July 1, 2021
Refinance Your Home Loan – Record Low Rate at 0.10%

May 18, 2021

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Pay your home loan quicker and save money with an

Pay your home loan quicker and save money with an offset account. 👍
What is an offset account?
It is an account linked to your home loan where you put your savings into.

That money is then 'offset' against the balance of your home loan, so you only pay interest on the difference between the loan amount and the amount in your offset sub-account.

This means you pay off the loan faster and with less interest.

Contact us for further information or to discuss your current home loan options. 🤳

📷 @wentworthpointsanctuary #repost

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Feel like @baywokcatering tonight? We are offering

Feel like @baywokcatering tonight? We are offering a $50 UberEats voucher for a full home loan review!*

Contact APS and let’s start 2022 with new home loan goals, and can save thousands of dollars a year on your monthly repayments!

🎥 #repost @baywokcatering
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#APS #APSAdvisoryGroup #homeloan #homeloanspecialist #homeloanreview #sydneyhomeloans #ubereatsaus #Concord #foodie #Sydneyfoodie

Get a home loan review by the end of this, it coul

Get a home loan review by the end of this, it could benefit your financial position. 👌
Why? With a home loan health check we can take a look at many things, from the interest rate to your repayment type, to what your current property goals are, to assess whether the loan you have is still the right one for you.

Doing a home loan health check annually can save you thousands of dollars. 💥

Contact us for an initial consultation, put 2021 behind us, and make 2022 your year! 👏
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #investmentproperty #homeinvestment #financialadvisor #refinance #refinance #homeloanreview

What should you go for, a fixed or variable rate h

What should you go for, a fixed or variable rate home loan? 🤔
Lenders structure different kinds of home loans differently. With variable-rate loans, the rate may be low to begin with making it easier to get your loan approval. There are still plenty of rates at under 2% from non-major lenders. 💥

With fixed-rate home loans you'll at the least know exactly what your monthly payment is going to be for the duration of the time you're repaying your debt. 👏

It all depends on where you are right now financially, and how confident you are with your repayments. Are you ready to talk? Contact APS today! 🤳
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #investmentproperty #homeinvestment #financialadvisor #fixedrate #variablerate

We have a number of our clients, especially first

We have a number of our clients, especially first home buyers, buying into Queensland’s housing property market over Sydney’s out-of-reach spring price increase. 💲

Queensland first home buyers are buying realestate at the fastest rate in 13 years, with around 3,000 homes sold every month. 🌊

With $850,000 you can still find a home with a pool and yard. So why not consider Queensland as your next property purchase? 🤔

📷 @meriton_group #repost
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #firsthomebuyer #firsthome #firsthomebuyers #surfersparadise #Queensland #goldcoast

Are you looking to buy or renovate your home in 20

Are you looking to buy or renovate your home in 2022? Here are six tips to help you get the deposit amount you need in 2022:
1. Take control of your current financial situation.
2. Know exactly what you want in 2022 and by when: home, car, renovation…
3. Set SMART financial objectives.
4. Prioritise your goals by categorising them into short-term, mid-term and long-term timeframes.
5. Select specific actions to help you reach your goals.
6. Write your goals down.

Contact us to discuss where you are at currently, and how much you want to have saved in 2022, and by when. We can help you make it happen. 👏

📷 @kamenprojects #repost
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #financialadvice #2022goals #deposit

‘Harshal has been my broker for many years and h

‘Harshal has been my broker for many years and has organised many loans for me in that time.
He is always happy to spend extra time talking through scenarios and finding you the best rate, as opposed to other brokers I’ve had where you are just a number. ⭐️⭐️⭐️⭐️⭐️’

- A Google review in November 2021 about our Senior Advisor of Finance, Harshal Shah. Harshal comes with more than 15 years experience, specialising in property finance.
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #googlereview #positivefeedback

Here are some Sydney suburbs worth considering for

Here are some Sydney suburbs worth considering for buyers wanting to take advantage of the First Home Home Deposit Scheme (FHLDS) with a $800,000 price cap:
St Clair, Emu Plains, Green Valley, Narellan Vale, Liverpool, Blackwell, Point Clare and Springwood.

With the FHLDS, first home buyers can purchase a home with just a 5% deposit and won’t need to pay any lender’s mortgage insurance.

Contact APS today so we can help put your Aussie dream of owning a home to reality! 💭

Thank you @domain.com.au for the info! 👏
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #firsthomebuyer #firsthome #firsthomebuyers

📷 @jimaitken.lowermountains #repost

Do you want the flexibility of a variable rate loa

Do you want the flexibility of a variable rate loan? 🤔
It’ll allow for extra mortgage repayments and the ability to create an offset account, so you get to pay your loan sooner. 💥

Contact APS to discuss what type of loan works best for you. 👌
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #variablerate #interestrates

45% of people are fixing their home loan rates. Wh

45% of people are fixing their home loan rates. Why? In the past month 17 lenders have increased their fixed rates at least twice.

There are still competitive fixed rates out there. It is worth considering a rate lock fee while we work to process your application.

Contact APS today to discuss your options:
apsadvisorygroup.com.au/contact-us

⬆️ Figures come from @absstats lending indicators.
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #fixedrate #interestrates

📷 @tokiconstruction #repost

Be a first home buyer with just a 5% deposit! If y

Be a first home buyer with just a 5% deposit!
If you’re looking to purchase your first ever property, having a small deposit shouldn't hold you back from getting the home loan you want.

There are a number of other factors you will need to consider to increase your opportunity and make the approval process a whole lot quicker, like assessing your loan to value ratio (LVR), especially with the recent home loan lending restrictions.

Contact us to start your first home loan approval process today! 🤳

Suburbs expected to rise in property value in 2022 in Canberra are Curtin, Florey, Gungahlin, Harrison, and Isabella Plains (thanks to @newscomauhq).

📷 @elliott_hardie_homes #repost
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #firsthomebuyer #firsthome #firsthomebuyers #LVR

Thinking of reviewing your home loan so you can fi

Thinking of reviewing your home loan so you can finance future renovations and home upgrades? 🤔
17.5% is the average increase in property prices in Sydney alone in 2021 and the year isn’t even over yet!

Update your loan and you can use the equity from your property to renovate and add further value to your home.

Contact us today so we can discuss your options of a full home loan review. 🤳

📷 @fresherbathrooms #repost
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #homeloanreview #renovation

Home loans are still competitive in November 2021.

Home loans are still competitive in November 2021. A handful of lenders are offering 2 year fixed rates at under 2%, and cashback offers of up to $3,000 for new and refinancing home loan customers.

Contact us asap! In the last month, an estimated 40 lenders have lifted at least one of their fixed terms in preparation for the interest rate increase. You don’t want to miss these home loan rate opportunities!

Blue Haven is one of the top 5 ranked rising star NSW regional suburbs in 2022 according to @newscomauhq.

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If you are looking for a home loan review, we curr

If you are looking for a home loan review, we currently have access to variable rates with offset from 1.99% and fixed rates with offset from just 1.89% (maximum 80% LVR).

Don’t miss 2021’s opportunity for a low interest rate. Contact us to book an appointment with one of our expert mortgage brokers.

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A small deposit shouldn’t hold you back from pur

A small deposit shouldn’t hold you back from purchasing your first home. 👏
BUT… we also need to take into consideration the LVR (loan to value ratio), your credit score, upfront costs and if you are eligible for the First Home Owner Grant. 🤞

Contact our team of expert financial advisors today. With over 20 years of combined experience, we will confidently guide you through your first ever home loan and property purchase.
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #financialadvisor #homeloanspecialist #firsthomebuyer #firsthomebuyers #firsthome

It’s never too soon to get a home loan health ch

It’s never too soon to get a home loan health check. 🩺
There are plenty of reasons why you should consider reviewing your home loan such as getting a lower interest rate, reduced monthly repayments, or to refinance so you can upgrade and renovate your home.

Get a full home loan review with our expert mortgage broking team, and we’ll even throw in a $50 UberEats voucher! 🎁 🍽

📷 A late congratulations to @mitchandmark on @theblock for their win!
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#APS #APSAdvisoryGroup #financialservice #mortgagebroking #mortgagebroker #homeloan #investmentproperty #homeinvestment #financialadvisor #homeloanspecialist #interestrates #interestrate #homeloanreview #refinance #refinancemortgage

Looking to refinance to purchase another property?

Looking to refinance to purchase another property?
Use the equity in your home to borrow money at a lower cost and deposit those funds towards a new investment property. 👏

Plenty of lenders are also offering cashbacks of up to $3,000! Contact our team today.

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Looking for a fixed home loan rate at under 2%? Th

Looking for a fixed home loan rate at under 2%? There are still some out there, but the longer you wait, the slimmer your chances! 😥
In the last month there have been 33 lenders that have increased at least one of their fixed rates. In fact, the Commonwealth Bank has just increased its 1 to 5 year fixed rate for the second time.

Contact us at APS so we can find you a competitive rate and a home loan contract that’s most suitable for your financial situation, both now and in the long term.👌

Learn more at: apsadvisorygroup.com.au

📷 @artgroupdevelopment / @sohocanberra / @darrenpalmerofficial Kashmir apartments in Canberra.
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Why APS? We: 1. Offer personalised services offere

Why APS? We:
1. Offer personalised services offered to your specific financial needs.
2. Provide a complete and considered holistic solution.
3. Work to achieve the most innovative, best and most profitable results.
4. Provide expert financial advice with over 20 years of residential and commercial experience.

Still not sure? Learn more about us here:
apsadvisorygroup.com.au/about-aps/
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Interest-only or principal and interest repayments

Interest-only or principal and interest repayments? 🤔
With principal and interest repayments, your repayments are higher than interest only, but you pay less interest over the life of the loan.
Interest-only repayments, you only pay the interest portion of your loan for a set period, and at the end, you’ll need to start paying off the principal at the current interest rate at that time.

Don’t know which one to go for? Contact APS today. We’ll look at your financial position and give you expert advice to ensure you’re on the right home loan track. 👣

📷 @hareklein #repost
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